Mission Statement

The Winthrop Federal Credit Union (WFCU) is committed to help people who live or work in Winthrop, Chelsea, Revere, East Boston and the South End of Boston, Massachusetts by providing high quality, personalized financial services. Specifically, we seek to identify and service those who are underserved or low-income by providing affordable loans, secured savings and financial education. The credit union is committed to grow in a socially responsible manner for the betterment of the community.

Who We Are

We are a non-profit community development credit union for the residents, employees and family members of those who reside in Winthrop, Chelsea, Revere, East Boston and the South End of Boston, Massachusetts. Authorized and maintained by Congress, credit unions have a unique ability to provide complete financial services for their members. Deposits are insured by the NCUSIF and MSIC and are backed by the full faith of the United States Government. The WFCU is owned and operated by its members, not stockholders. The Board of Directors sets policy and the President/CEO carries out these directives and provides leadership and support for the nearly 25 employees.

We truly are people helping people.

Commitment to the Community

We believe passionately in helping the communities in which we serve through outreach that supports youths, seniors and worthwhile causes. We are a designated Low-Income Community Development Credit Union and have a special focus on helping the underserved in our community. We also support local businesses through our involvement on area chambers of commerce and by offering our low cost services for businesses, organizations and groups.

Becoming a member of the WFCU Family

Belonging to WFCU is easy. You are eligible for membership if you live, work, worship or volunteer in Winthrop, Chelsea, Revere, East Boston or Boston's South End neighborhood. 

To open an account at a branch, you must bring:
- A driver’s license or other valid government issued picture identification.
- Social Security Card (or second form of identification that shows your social security number - ie., tax return).
- Your initial deposit of $25.00 to establish your account.

Guiding you every step of the way.